Financial Education

Financial confidencefor real life.

Performia's Financial Education pathway develops practical money-management skills from early financial awareness through to advanced financial planning, investment understanding and responsible decision-making.

BudgetingSavingCreditInvestingConsumer RightsFinancial Planning

Financial Literacy

Learn • Plan • Grow

Money skills for life.

24-Month Pathways

Structured two-year programmes designed around age and financial development.

Practical Money Skills

Budgeting, saving, credit, investing and financial decision-making.

Real-World Readiness

Students develop confidence to navigate financial responsibilities in everyday life.

Programme Structure

Three age-based financial pathways.

Each pathway runs across 24 months and progressively develops financial knowledge, confidence and practical decision-making.

PATHWAY 01

Ages 11+

Foundation Financial Literacy

Duration

24 Months

Weekly Commitment

6–8 hours weekly

Qualification Pathway

NCFE Level 1 Award in Managing Your Money

A structured introduction to financial literacy designed to build confidence in budgeting, saving, financial products and responsible money management while preparing students for the NCFE Level 1 Award in Managing Your Money.

Year 1

Introduction to Financial Literacy

Weeks 1–12

What is money?
Introduction to budgeting
Needs vs. wants
Importance of saving

Personal Budgeting Skills

Weeks 13–24

Creating a personal budget
Allocating resources effectively
Identifying financial goals
Peer feedback on budgeting exercises

Basics of Financial Products

Weeks 25–36

Types of bank accounts
Overview of loans and credit
Basics of investing
Evaluating financial services

Advanced Budgeting & Saving Techniques

Weeks 37–48

Strategic saving techniques
Planning for unexpected expenses
Evaluating financial scenarios
Presentation of personal budgeting plans

Year 2

Preparing for the NCFE Exam

Weeks 1–24

Review of financial literacy concepts
Practice exams and assessments
Mock presentations
Time management and exam strategies

Real-Life Financial Decision Making

Weeks 25–36

Case studies of financial decision-making
Role-playing scenarios
Group projects on financial planning
Evaluating real-life budgeting situations

Understanding Financial Responsibilities

Weeks 37–48

Understanding credit scores and reports
The importance of insurance
Planning for long-term financial stability
Dealing with financial scams and fraud

Learning Outcomes

✓

Create and manage a personal budget effectively

✓

Understand and evaluate financial products and services

✓

Make informed and responsible financial decisions

✓

Prepare for the NCFE Level 1 Award in Managing Your Money

PATHWAY 02

Ages 13+

Intermediate Financial Literacy

Duration

24 Months

Weekly Commitment

6–8 hours weekly

Qualification Pathway

AQA Entry Level Certificate in Personal Finance

An intermediate programme focused on personal finance, budgeting, credit awareness, saving, consumer rights and practical financial decision-making while preparing students for the AQA Entry Level Certificate in Personal Finance.

Year 1

Introduction to Personal Finance

Weeks 1–12

Overview of personal finance
Setting financial goals
Introduction to budgeting for teens
Understanding basic financial terminology

Budgeting in Depth

Weeks 13–24

Creating a personalised budget plan
Tracking spending habits
Evaluating savings strategies
Assessing financial priorities

Understanding Credit & Debt

Weeks 25–36

Types of credit
Understanding interest rates
Managing debt responsibly
The impact of credit scores

Consumer Rights & Responsibilities

Weeks 37–48

Understanding consumer rights
How to file a complaint
The role of consumer protection agencies
Evaluating product reviews and informed purchasing

Year 2

Advanced Saving Techniques

Weeks 1–12

Strategies for effective saving
Different types of savings accounts
Compound interest
Short-term vs. long-term savings goals

Financial Decision-Making Skills

Weeks 13–24

Using financial tools for better decision-making
Scenario-based budgeting
Evaluating financial risks and rewards
Collaborative projects on financial choices

Real-World Financial Management

Weeks 25–48

Case studies in financial management
Planning for life events
Evaluating contracts and agreements
Creating a personal finance action plan

Learning Outcomes

✓

Create and maintain a detailed personal budget

✓

Understand and manage credit responsibly

✓

Recognise consumer rights and navigate consumer issues

✓

Prepare for the AQA Entry Level Certificate in Personal Finance

PATHWAY 03

Ages 16+

Advanced Financial Education

Duration

24 Months

Weekly Commitment

Progressive advanced study

Qualification Pathway

NCFE Level 2 Certificate in Financial Literacy

An advanced two-year pathway covering financial management, investment basics, long-term planning, risk assessment and portfolio development, with preparation for the NCFE Level 2 Certificate in Financial Literacy and further advanced finance study.

Year 1

Understanding Financial Management

Months 1–4

Personal finance management
Budgeting techniques
Managing daily expenses
Household budget simulations

Investment Basics

Months 5–8

Stocks, bonds and savings
Benefits and risks of investments
Beginner investment strategies
Case studies on investment options

Financial Planning

Months 9–12

Developing long-term financial plans
Savings goals and strategies
Preparing for major financial purchases
Short and long-term planning

Year 2

Risk Assessment

Months 13–16

Understanding financial risks
Personal vs. investment risk
Evaluating potential financial setbacks
Real-world risk analysis

Portfolio Development

Months 17–20

Financial concept portfolio development
Budgeting and investment analysis
Financial planning application
Peer review and presentation

Final Assessment Preparation

Months 21–24

Comprehensive course review
Portfolio submission preparation
Mock assessments
Preparation for advanced finance concepts

Learning Outcomes

✓

Create detailed household budgets and manage personal finances

✓

Understand investment options and assess associated risks

✓

Develop long-term financial plans and saving strategies

✓

Prepare for the NCFE Level 2 Certificate in Financial Literacy

✓

Build a foundation for more advanced finance study

Portfolio Development

Learning demonstrated through practical work.

Students compile budgeting exercises, financial evaluations, projects and reflective work that demonstrate the development of their financial understanding throughout the programme.

Assessment

Theory, projects and applied learning.

Assessment includes portfolio work, coursework, projects, mock assessments, presentations and structured preparation for the relevant qualification pathway.

Financial Education

Build financial confidence for the future.

Register your interest in Performia's Financial Education programmes and discover the pathway most suited to the learner's age and development.

Financial confidencefor real life.

BudgetingSavingCreditInvestingConsumer RightsFinancial Planning

PATHWAY 02

Ages 13+

Intermediate Financial Literacy

Duration

24 Months

Weekly Commitment

6–8 hours weekly

Qualification Pathway

AQA Entry Level Certificate in Personal Finance

Year 1

Introduction to Personal Finance

Weeks 1–12

Overview of personal finance
Setting financial goals
Introduction to budgeting for teens
Understanding basic financial terminology

Budgeting in Depth

Weeks 13–24

Creating a personalised budget plan
Tracking spending habits
Evaluating savings strategies
Assessing financial priorities

Understanding Credit & Debt

Weeks 25–36

Types of credit
Understanding interest rates
Managing debt responsibly
The impact of credit scores

Consumer Rights & Responsibilities

Weeks 37–48

Understanding consumer rights
How to file a complaint
The role of consumer protection agencies
Evaluating product reviews and informed purchasing

Year 2

Advanced Saving Techniques

Weeks 1–12

Strategies for effective saving
Different types of savings accounts
Compound interest
Short-term vs. long-term savings goals

Financial Decision-Making Skills

Weeks 13–24

Using financial tools for better decision-making
Scenario-based budgeting
Evaluating financial risks and rewards
Collaborative projects on financial choices

Real-World Financial Management

Weeks 25–48

Case studies in financial management
Planning for life events
Evaluating contracts and agreements
Creating a personal finance action plan

Learning Outcomes

✓

Create and maintain a detailed personal budget

✓

Understand and manage credit responsibly

✓

Recognise consumer rights and navigate consumer issues

✓

Prepare for the AQA Entry Level Certificate in Personal Finance